FAQ

We support individuals and families across stages—from planning for education and retirement to leaving a legacy. We focus on Christian‑based values, guiding clients who seek to steward their resources for faith, family, and community. 

• Retirement planning, income solutions, and optimizing Social Security
• Education funding, legacy planning, and estate‑tax mitigation
• Comprehensive risk review, including life, disability, and long‑term care insurance
• Investment strategy and diversification, tailored to life transitions and tax efficiency

We view money as a tool—all decisions are grounded in honesty, integrity, and respect, aligned with Christian stewardship. We believe in a strong planning process, asset‑diversified portfolios, and tax‑efficient strategies to help secure your financial future. 

We operate on a fee-based model, which means we may receive compensation through both advisory fees and, in certain cases, commissions. This approach allows us to offer flexible solutions tailored to your financial needs.

Yes — we act as a fiduciary for advisory accounts (those managed under an assets-under-management, or AUM, fee structure). For brokerage accounts, we adhere to the Regulation Best Interest (Reg BI) standard, ensuring that our recommendations are always in your best interest.
 

Our Broker/Dealer is United Planners, and our primary Custodians include Charles Schwab, Fidelity Investments, Pershing, and various mutual fund companies. These trusted institutions safeguard client assets and provide account services.

We assess your current assets, expected income streams, and lifestyle goals, then craft a retirement strategy designed to help you retire confidently and sustainably. 

Through comprehensive risk management—insurance reviews, estate planning, and legacy strategies—we help safeguard your family’s future. 

We’ll evaluate appropriate education‑funding vehicles to help ensure you invest with purpose and tax‑efficiency for your children's future.

With planning techniques tailored to your situation, we aim to protect your legacy by minimizing or avoiding estate taxes altogether.

Yes—our process includes analyzing your asset allocation to help ensure that your portfolio is well‑positioned to meet your goals through market cycles.

We integrate Biblical stewardship values into every financial recommendation, ensuring your plan reflects integrity, purpose, and legacy.

Absolutely—client tools and logins provide secure, around‑the‑clock access to account data, planning platforms, and collaboration features.